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At least once a year, take the time and evaluate your financial situation. Think about your income and expenses, try to estimate the value of your property. Sound finances require proper care.
It is not necessary for you to constantly monitor all your expenses. Keep in your current account only money for everyday use. Purposely send the rest of money (you plan on spending for other purposes) out of your current account (saving account, mutual fund, term deposit, other account). If you are in black numbers in your current account at the end of month, you succeeded. If not, you need to reconsider your plan.